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Cases we fund

Pre-settlement funding for car accident cases

Hurt in a car crash that wasn't your fault? While your lawyer works toward a fair settlement, Guardian Funding can advance you cash against your case so you can keep up with rent, bills and daily costs.

  • $0 if you loseNon-recourse funding, not a loan
  • No credit checkWe look at your case, not your credit
  • No monthly paymentsRepaid only from your settlement
  • 24 hoursFunds can arrive within a day of approval

Why car accident cases can take time

Car accident claims often take longer than people expect. Insurance companies review medical records, dispute fault, and may make low early offers. Many lawyers advise waiting until your treatment is finished, so the full cost of your injuries is known before settling.

That wait can be hard if you've missed work or have medical bills piling up. Funding can help you avoid accepting less than your case is worth just because you need money now.

How it works

  1. Apply online or by phone. Tell us about you, your case and your lawyer. There's no credit or employment check.
  2. We review your case with your lawyer. We ask your attorney's office for case information and decide how much we can advance.
  3. Sign and receive your funds. After you're approved and your contract is signed, funds can reach you within 24 hours.

Who can apply

  • You have a personal injury case in California.
  • You have a lawyer representing you. We review every case with the applicant's attorney.
  • Your claim is against an at-fault party.

If your case doesn't result in a recovery, you don't repay the funding. If it succeeds, the funded amount plus fees is repaid from your settlement. Review the contract with your lawyer before you sign.

Common questions

Can I get funding if the other driver's insurer hasn't accepted fault yet?
Possibly. We review the facts of the crash, the police report and your injuries with your lawyer. Each case is evaluated individually.
Do I need to be finished with medical treatment?
No. You can apply while you're still being treated. We'll ask your lawyer's office for the information we need.

More answers are in our frequently asked questions.

Apply in a few minutes

Tell us about your case and your lawyer. There's no credit check, and you owe nothing if you lose your case.

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